In the promotion channel of Hangzhou, car home, we are pleased to announce that the model is being promoted! As a high-profile car, Xingyue L Zhiqing is now selling well in Hangzhou at amazing preferential prices. You will enjoy a maximum discount of 0.7 million, and the minimum starting price is only 152,700. Want to know more about the preferential information of Xingyue L Zhiqing, click "Check the car price" in the quotation form, and strive for a higher discount!

Xingyue L Zhiqing is a stylish and dynamic SUV model. The car adopts a streamlined front face design, and the air intake grille is decorated with exquisite chrome, which shows the luxury and sportiness of the whole car. The body lines are smooth, and the overall style is fashionable and atmospheric, showing a strong sporty atmosphere. The headlights on both sides of the front of the car adopt LED light source, which not only improves the safety of driving at night, but also increases the sense of science and technology of the whole car. The side of the car body adopts smooth line design, which highlights the sense of movement of the car, and the shape of the rear part of the car is simple and atmospheric, which shows the sense of stability of the whole car. On the whole, the design of Xingyue L Zhiqing is fashionable and dynamic, showing the sense of technology and fashion of modern cars, and it is a very attractive SUV model.

As a medium-sized SUV, the body size of Xingyue L Zhiqing is 4795*1895*1689mm, the wheelbase is 2845mm, and the front and rear wheel tracks are 1610 mm.. The body lines are smooth and dynamic, especially the design of the side lines of the car, which highlights its sense of movement. In addition, the front and rear tyre size are both 245/45 R20, and the rim style is fashionable and atmospheric, which adds more domineering and strength to the whole vehicle. At the same time, the tires of Xingyue L Zhiqing also have good grip and handling performance, providing drivers with a more stable and comfortable driving experience.

The interior design of Xingyue L Zhiqing is simple and generous, with a leather steering wheel and leather-like seats, which improves the texture of the whole vehicle. The 12.3-inch central control screen is spacious and clear, equipped with voice recognition control system, which can realize the control of multimedia, navigation, telephone, air conditioning, skylight, window and other functions. The front row is equipped with two USB/Type-C interfaces and a mobile phone wireless charging function, which is convenient for passengers. The main and auxiliary seats can be adjusted back and forth, backrest adjustment, height adjustment and lumbar support. The main driver’s seat can also be heated and ventilated, and the front seats also have electric seat memory function. The rear seats can be tilted in proportion, which increases the flexibility of space.

As a compact SUV, Xingyue L Zhiqing is equipped with a 1.5T 163 horsepower L4 engine with a maximum power of 120kW and a maximum torque of 255 N m. In addition, it also uses a 3-speed DHT gearbox to provide drivers with a smoother shift experience. The excellent performance of this engine and the precise control of the gearbox make Xingyue L Zhiqing have excellent performance in acceleration and driving. Whether on urban roads or highways, it can easily cope with all kinds of road conditions and bring drivers a more comfortable and safe driving experience.

Car home car owners spoke highly of the exterior design of Xingyue L Zhiqing. He mentioned that the appearance design of Xingyue L Zhiqing is unique, showing the consistent style of Geely brand, especially the front face adopts chrome-plated straight waterfall air intake grille and mixed exclusive LOGO logo, showing a dynamic shape. In addition, the side is simple and atmospheric, the waistline of the car body is smooth, and the extended wheel eyebrows add a sense of muscle, making the overall appearance more tough. Moreover, the car paint process is also worth mentioning. For example, the car paint of "Haoyuebai" adopts a four-layer pearlescent paint process, which is dazzling in the sun and enhances the uniqueness of the car body. Generally speaking, the design recognition of Xingyue L Zhiqing is quite high, especially the color of the car body and the atmosphere of the front face are very attractive. If you are interested in the design, you might as well feel the real car yourself and see if it conforms to your aesthetics.

　　CCTV News:Today (November 28th), a new round of real estate control policy was introduced in Shanghai. For households who already own a house in Shanghai or have no housing in Shanghai but have housing loan records (including commercial or provident fund housing loan records), the down payment ratio is not less than 50%.

　　The Shanghai Municipal Commission of Housing and Urban-Rural Development, the Shanghai Branch of the People’s Bank of China and the Shanghai Banking Regulatory Bureau jointly issued the Notice on Promoting the Stable, Healthy and Orderly Development of the Real Estate Market in this Municipality and Further Improving the Differentiated Housing Credit Policy. The Notice stipulates that,As agreed by the self-discipline mechanism of Shanghai market interest rate pricing, the following requirements are made for differentiated housing credit policies:

　　Since November 29, 2016, if a household purchases the first set of housing (that is, if there is no housing in this city under the name of the household and there is no commercial housing loan record or provident fund housing loan record) and applies for a commercial personal housing loan, the down payment ratio shall not be less than 35%.

　　In this city has a set of housing, or in this city has no housing but housing loan records (including commercial or provident fund housing loan records) of households to apply for commercial personal housing loans, the purchase of ordinary self-housing, the down payment ratio is not less than 50%; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

　　The "Notice" requires that all housing management departments should strengthen the review of housing transactions and conscientiously do a good job in housing credit housing information inquiry. Commercial banks should continue to strengthen the audit of the source of down payment funds and the authenticity of income certificates, and carefully grasp the specific implementation level according to the borrower’s family credit status and solvency. For those who have the characteristics of investment and speculative housing purchase, the down payment ratio and interest rate should be strictly determined. People’s Bank of China Shanghai Branch and Shanghai Banking Regulatory Bureau will strengthen supervision and inspection. In addition, the Shanghai Banking Regulatory Bureau, together with the land regulatory authorities, has thoroughly verified the sources of funds for some land auctions, and is taking administrative punishment measures against banking financial institutions that have verified that funds have entered the land trading market in violation of regulations. Follow-up will also actively cooperate with relevant departments to continuously carry out the verification of the source of land transaction funds.

　　On the same day, the Shanghai Housing Provident Fund Management Committee issued the Notice on Adjusting the Personal Loan Policy of the Housing Provident Fund in this Municipality:

　　First, strictly implement the differentiated credit policy of provident fund. On the premise of distinguishing between the first and second home purchases, the down payment ratio for the second improved home purchase will be raised to 50% for ordinary commercial housing and 70% for non-ordinary commercial housing, the loan interest rate for the second ordinary commercial housing will be raised by 10%, and the maximum personal loan for the second ordinary commercial housing will be lowered by 100,000 yuan, and loans will be stopped from being issued to employees’ families with two provident fund loans.

　　The second is to reflect the fairness, sustainability and risk control of the provident fund system. The multiple of the loan amount determined by the borrower with the balance of the provident fund deposit account decreased from 40 times to 30 times; Strictly implement the calculation ratio of the repayment ability of the Ministry of Housing and Urban-Rural Development to reduce the monthly repayment amount to no more than 40% of the salary base, and the caliber of the second set of improved housing identification standards.

　　In addition, the city will increase the supply of commercial housing land to ensure that the supply of commercial housing land will increase year-on-year in 2016. Further strengthen the management of pre-sale behavior of commercial housing, strengthen the supervision of real estate enterprises and employees, continue to carry out special rectification of the real estate market order, and resolutely crack down on property hoarding, speculation of housing prices, false advertisements, deception of consumer transactions and various price violations by real estate development enterprises and brokerage enterprises; We will intensify efforts to investigate and deal with acts such as compiling rumors, spreading false information and disrupting market order, and deal with them severely according to the law and regulations. Cultivate and develop the housing rental market, encourage social professional institutions to continuously expand the scale of agency leasing business, effectively implement the registration and filing system of residential housing lease contracts, standardize housing leasing behavior, stabilize housing leasing relations, and protect the legitimate rights and interests of leasing parties.

　　The city will continue to adhere to the housing market system of "residence-oriented, citizens-oriented and ordinary commodity housing-oriented", constantly improve the "four-in-one" housing security system, continue to strictly implement the provisions of "Shanghai Nine Articles" and "Shanghai Six Articles" in accordance with the requirements of the state on housing purchase restriction and loan restriction, strengthen the responsibility of market regulation, strengthen supervision and inspection, implement the assessment system, ensure the implementation of various regulatory policies, and promote the stability of the city’s real estate market.

　　Policy question and answer

　　1. How do commercial banks identify the first home loan?

　　A: If a resident’s family has no housing in Shanghai, and the credit information system of the People’s Bank of China shows that there is no record of commercial housing loans or provident fund housing loans in all parts of the country, it will be implemented according to the first home loan policy, and the down payment ratio will not be less than 35%.

　　Second, how do commercial banks identify second-home loans?

　　Answer: If a resident’s family has no housing in Shanghai, but there are commercial housing loan records or provident fund housing loan records in all parts of the country through the credit information system of the People’s Bank of China, or if it is found in the Shanghai real estate transaction system that he already owns a house (whether he has a housing loan record or not, whether his housing loan is settled or not), the second home loan policy will be implemented, that is, if he buys an ordinary self-occupied house, the down payment ratio will be no less than 50%; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

　　3. When will this policy adjustment be implemented?

　　A: In order to minimize the impact of policy adjustment on newly applied families, this policy adjustment is based on the online signing time of the house purchase contract. If the online signing time is after November 29th (inclusive), the new policy will be implemented; if the online signing time is before November 28th (inclusive), the original policy will remain unchanged.

　　Four, how to purchase housing information query for housing credit?

　　Answer: After signing the house purchase contract, the borrower and his family members should apply to the Municipal Housing Information Center to check the housing situation under the family name with the house purchase contract, the Borrower’s Family Housing Inquiry Application Form reviewed by the loan bank, the identity documents of the borrower and his family members, household registration book, marriage certificate and other materials, and the Municipal Housing Information Center will issue the inquiry results within 5 working days after accepting it, which will serve as the basis for the loan bank to examine the loan.

　　In order to facilitate the inquiry procedures, most commercial banks in Shanghai provide agency services for housing information inquiry. With the authorization of the parties, the loan bank can handle the inquiry with the relevant materials to the Municipal Housing Information Center.

　　V. The "Notice" proposes to strictly verify the information about the housing situation of the households who purchase houses. What are the specific contents?

　　A: Shanghai Housing Information Center will strictly verify the information about the borrower’s family housing situation with all lending banks. First, check the information about the housing situation declared by the borrower under the names of his family members; The second is to check the marital status and other information declared by the borrower through networking with civil affairs departments; The third is to compare the consistency of the borrower’s declaration of relevant information in property tax, housing purchase restriction and differentiated housing credit application.

　　6. What is the basis for this adjustment of provident fund loan policy?

　　A: According to the differential credit policy of Shanghai housing provident fund, in the past, it was mainly to review the housing situation under the name of the family applying for loans. Even if the paid-in employees have used provident fund loans, they can still apply again after paying off. This adjustment is to simultaneously review the housing situation under the family name and the provident fund loan record. For the families of paid employees who have purchased the first set of housing and have never used the provident fund, the differentiated credit policy of the provident fund will not be adjusted; For the paid workers’ families who have used the provident fund loan once, even if there is no house under their name, they can only enjoy the second set of improved housing loan policy; The third provident fund loan will not be issued to the paid employee families who have used the provident fund loan twice. This is conducive to the differentiation and fairness of provident fund loans, but also reflects the object of provident fund support.

　　Adjusting the loan policy of the second set of improved housing is a corresponding adjustment according to the requirements of this real estate regulation and control. In 2010, the Ministry of Housing and Urban-Rural Development and other four ministries and commissions required that the down payment ratio of the provident fund for the second set of improved housing should not be less than 50%, and the loan interest rate should not be less than 1.1 times of the loan interest rate for the first set of housing provident fund in the same period. In November 2014, in order to support housing consumption, according to the documents of the People’s Bank of China and the China Banking Regulatory Commission, Shanghai implemented the provident fund loan policy for purchasing the second set of improved ordinary housing with reference to the first set of housing policies. However, under the current background of real estate regulation and control, the down payment ratio, provident fund loan interest rate and maximum loan limit are adjusted accordingly to better reflect the differentiated management with the first set of first-time home buyers.

　　The adjustment of the monthly income base ratio of the borrower’s ability to calculate repayment is based on the spirit of "the upper limit of the ratio of monthly repayment amount to monthly income is controlled at 50%-60% on the premise of ensuring the borrower’s basic living expenses" in the Notice on Effectively Improving the Use Efficiency of Housing Provident Fund (Jian Jin [2015] No.150). At present, the repayment ability of provident fund borrowers in Shanghai is calculated as the monthly repayment principal does not exceed 50% of wage income. If interest is added, the monthly repayment amount accounts for about 70% of wage income, which exceeds the upper limit control standard of 50%-60%. This adjustment from 50% to 40% can truly reflect the borrower’s solvency, and the monthly principal and interest payments are controlled within the scope stipulated by the policy to reduce the risk of default of provident fund loans.

　　The strict identification of purchasing the second improved housing is further clarified according to the spirit of "The second housing provident fund personal housing loan is only granted to the paid workers’ families (including borrowers, spouses and minor children) whose existing per capita housing construction area is lower than the local average level, and the loan purpose is only limited to the purchase of ordinary self-occupied housing with improved living conditions" in the Notice on Relevant Issues Concerning Regulating the Housing Provident Fund Personal Housing Loan Policy (Jian Jin [2010] No.179).

　　To calculate the deposit balance multiple of provident fund loan amount, the loan risk leverage and the principles of mutual assistance, fairness, sharing and sustainability of housing provident fund are usually considered comprehensively. Other cities in the country are not higher than 25 times, generally between 10 and 20 times. Shanghai has taken into account factors such as policy continuity and gradual progress, and this time it is appropriately lowered from 40 times to 30 times (the supplementary provident fund is lowered from 20 times to 10 times).

　　7. What is the self-discipline mechanism of Shanghai market interest rate pricing?

　　A: The self-discipline mechanism of Shanghai market interest rate pricing is a self-discipline coordination mechanism of Shanghai banking financial institutions under the supervision and guidance of the Shanghai Headquarters of the People’s Bank of China, which plays an important role in Shanghai real estate financial regulation and control. First, according to the requirements of Shanghai real estate regulation and control, under the guidance of the Shanghai Headquarters of the People’s Bank of China, according to the principle of "making policies according to the city", the differentiated housing credit policy adjustment plan is determined through consultation. Second, it has played a key role in unifying the specific implementation standards of differentiated housing credit policies, standardizing the cooperation between commercial banks and real estate intermediaries, preventing off-site fund-raising and leverage in the real estate market such as "down payment", and maintaining the order of the housing financial market, effectively urging commercial banks to fully implement Shanghai’s real estate financial regulation and control policies. (CCTV reporter Sheng Yuyu)

On December 19th, the film "Amoy Ayi" with the theme of ethnic minorities held a screening launching ceremony and a gratitude report meeting for the 40th anniversary of the establishment of Mabian Yi Autonomous County in Beijing, and the official announcement officially set the file for March 16th, 2024.

This film focuses on the establishment of Mabian Yi Autonomous County in the process of assisting education under the background of rural revitalization in Sichuan.The experience of "Tonghua Class" and "Tonghua School" revolves around the story of Yi girl Amoayi’s study, presenting the work of assisting education in ethnic minority areas from a new perspective, and exploring the practical significance and inheritance value of education.

 

"Amoy" poster

At the launching ceremony of the screening, the film creator was present to share the creative experience and the story behind the film with the audience. The film uses amateur actors to restore real life, and it is realistic in a sketching way. It tells the touching story that with the help of the education team, Yi girl Amoayi returns to school and walks towards a better future step by step. Through artistic creation, "Amoy Ayi" describes in detail the work of assisting education in Mabian Yi Autonomous County, making the audience realize the practical significance of education to the long-term development of society, inspiring more people to pay attention to education and contribute new strength to rural revitalization.

 

"Amoy Ayi" was screened at the launching ceremony.

Mabian Yi Autonomous County is a designated assistance county of the State Commission for Discipline Inspection of the Central Commission for Discipline Inspection and the Commission for Discipline Inspection of Sichuan Province and Leshan City. Due to historical reasons, the county has long been influenced by factors such as inconvenient transportation, poor families, and backward thinking of son preference, and a group of special ones have emerged."Older and lower grade" students. This group of students, like tung flowers, may sometimes grow "slowly", but as long as they have dreams, there must be hope in life. In July 2019, under the promotion of cadres sent by the Supervision Committee of the Commission for Discipline Inspection, the "Tonghua Class" was established to focus on solving the problem of "older and lower grade students" in the county. "Tonghua" is named after Tonghua. Although the flowering period of Tonghua is late, it is still beautiful and gives people infinite hope.

In 2020, with the support of all parties, Tonghua Class was upgraded from "class" to "school", relying on vocational middle schools in the county to set up Tonghua School, and "older and lower grade students" began to study intensively. The school independently develops courses, compiles teaching materials, arranges teaching contents, tailors learning and training packages for "Tonghua students", and optimizes courses such as rule of law education, employment skills and practice development to improve students’ learning ability and academic level in an all-round way. The county’s "Tonghua School" opened 7 classes and enrolled 272 students, of whom 115 successfully advanced placement and 61 returned to normal grades, which played an important role in realizing the goal of "zero dropout" and "controlling dropout and ensuring learning" in the county.

It is reported that the filming of "Amoy Ayi" made the creative team understand the children in Mabian’s thirst for knowledge, and hoped to do more for the local children besides the restoration of art. Therefore, the film producers decided to co-sponsor.In the charity activity of "Let every child read a good book", 1 yuan money will be donated to Mabian Education Development Fund for every movie ticket sold in the subsequent film release. The creative team supports the education in Mabian county with practical actions and strength, which also makes the film more valuable and practical.(Author: Zhao Tingting Zhou yejia)